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What Every Seller Should Know What Every Seller Should Know

What Every Seller Should Know

When selling a property, you want to ensure that your interests are transferred correctly and efficiently. No glitches. You also want to know that the title policy you may be purchasing is the most affordable. You will need solid answers to questions like ...

Are all title companies alike?
Who will choose the title company?
Who will pay for the new owner’s title insurance policy?
What will the settlement be like?

What if ...
What if you could work with a title agency that looked out for you, first and foremost? Integrity Title Group, Tampa’s leading title agency, should be your leading choice.

You can ...
While most homeowners and buyers simply accept the title agency that is recommended by their realtor or lender, you can be a smart consumer and choose the right title agency for you. That is your right under Florida state law.

Did you know ...
... Some realtors and lenders own shares/stock in the title company they recommend or have an affiliated business arrangement with that title company?

... Based on State of Florida regulations, title companies must charge a prescribed minimum premium for policies and endorsements, but there are no maximums to limit what you may be charged?

To help keep down the costs of your home sale, always shop around when buying title insurance. Here are some quick tips you can follow:

TIP: Get detailed quotes from several title companies along with any your realtor and/or lender recommends.

TIP: Always ask that quotes include “hidden” charges for shipping, handling, warehousing, courier, overnight express, and wire fees.

TIP: Ask about the settlement process. Be sure your title agency will take you smoothly through the entire title process.

TIP: Don’t be afraid to ask your title agency to tell you all of the fees up front and how, specifically, they will be profiting from your closing.

TIP: Evaluate all aspects of the title agency, such as costs, reputation and standing before you choose, and remember … it’s your choice ... it’s your right.

4033 Henderson Blvd. Tampa, Florida 33629 - Phone:813-287-2130 - Fax: 813-287-2150